HEALTH INSURANCE AND MEDICAL CARE: During your stay in Croatia, as an international student (and other staff members) you must have health insurance.

Non-EU countries with health care agreements with Croatia: If there is a signed bilateral health care agreement between your home country and Croatia, ask for the bilingual form (tiskanica) to be filled in and stamped by your health insurance company. The form should then be presented at the Croatian Health Insurance Company (Hrvatski zavod za zdravstveno osiguranje,http://www.hzzo.hr/en/), which will issue a health insurance document valid in Croatia (bolesnički list). Croatia has entered into agreements on social security with the following non-EU countries participating in CEEPUS: Bosnia and Herzegovina, Macedonia, Montenegro and Serbia.

The European Health Insurance Card (EHIC): International students who have the European Health Insurance Card may use health care services upon presentation of the card and submission of the printout copy of the card, if other instructions are not given according to the Croatian legislation in force.

Countries without health care agreements with Croatia and without the European Health Insurance Card: Teachers from the countries that do not have bilateral health care agreements with Croatia or that do not use the European Health Insurance Card are obliged to organise and cover the costs of health care services by themselves. Kosovo is the only country in this category. Any health insurance expenses for scholarship holders from these countries not covered by the scholarship grant.